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Insert your income data by year

New data

Add events specific to your business

Set up limitations or expand how the budget allocator splits your budget over the channels

Advertising interactions

Select relevant advertising sources to be considered in your dashboard

Advertising expenses

How much do you plan to spend in advertising in the next 12 months?

Check your VAT number. If you still can’t find it, 

Can’t find your company?

We are evaluating all details and working on your funding offer. Your offer will be ready soon.

We are evaluating all details and working on your funding offer

Setting up your offer and dashboard

Your offer will be ready in 5 days

Your offer will be ready in 72 hours

Complete KYC to proceed

No channels available for creating a new model

No channels available

We noticed that 50% of your current VB has been repaid

Eligible for new funds

The offer will no longer be valid after this duration

You have <red>one week</red> to complete the procedure

You have <red>{date}</red> to complete the procedure

PULSE is currently available to customers with active contracts. However, your funding data remains secure and won't be deleted.

You currently have no active contract

Optimize budget & simulate scenarios

Select the relevant options to get the most accurate allocation

Set up your allocator

Insights are being generated. Don't close the window.

PULSE AI

Credit facility with strong confidence of regular amortization schedule

Cashflow, arranged by direct debit (or Deposit), representing a Financial contract (e.g., Loan, Lease)

Project settings

Business overview

Reports

The continuous access to your Bank account is needed in order to keep track of the spendings

Connect to keep your bank account information updated

Connect your bank account with continuous access 

Ongoing access requested for optimized analytics

Bank account access

Bank Details

Select relevant bank accounts to be considered in your dashboard

Banks

Bank information

Missing data affects reliability of valuation, so add all for precise valuation

Before going forward

Connect all your bank accounts to continue

Cashflows related to the receivable and payable book as well as point of sale inflows

Cash book movements with potential multi-cashflow/net-zero operations (e.g., Invoice Discounting)

Your projects

You will recieve an email when your data is ready

We are preparing your data

Business Details

Daily Performance

Upload invoice

File can only be pdf and not more than 10mb.

Find out more about the cashflow categories <a>here</a>

Cashflow category

All percentages shown here are relative to the total amounts presented above

Optimized vs initial allocation

A transaction arising as a result of another cashflow (e.g., transactions charges, fees, interests, penalties)

Confirm your email to activate your account

Check your email

By confirming that you have no debt, the debt table will be eliminated. You will move on to the next step.

I have no debt

Click through rate & Impressions

Select relevant sources to be considered when calculating the Churn rate and CLV

All charts

Default filters for "Revenue" and "Advertising" page

Data visualization

Company Finance

Confirm your legal information

Company Integrations

Company profile

Please complete all steps. This is necessary to start the evaluation and formulate an offer.

Please complete all steps to start the evaluation stage and get your offer quickly.

Incomplete steps

Select yes, if you have debt information to provide

Do you have debt?

Check your email box

Password Reset

Check if you have connected the needed integrations

Integrations

Check if you have connected the correct bank accounts

Bank accounts

Check if the submitted documents are up to date

Submitted documents

We have completed your evaluation

Company valuation

An error has occurred while connecting to the bank account provider. Do you want to try again or add custom bank data

Bank connection error

Fill the details below to connect your bank account

Channel metrics have been selected by default. Set preferences in Settings.

Connected channels

Please read the guide to undestand how to connect your account

Read the documentation

The primary aim of this feature is to link your data with out services to get a better undestanding of your financial position

Click the “Connect” button below and insert all the data

Connect your account

Click the button below and connect your account

Choose one or more active accounts with relevant data

Select one or more accounts

Choose one or more active customers with relevant data

Select one or more customers

Please follow these steps to connect your account:

Provide sales and marketing data with your Accounts

Deactivate your pop-up blocker before connecting your accounts

Please try again, if the error persist contact our support

The contract is under review, in few hours it will available to be signed.

We are preparing the contract

Use DocuSign to quickly and easily sign the contract 

Sign the contract

Proceed to sign digitally your contract. You have <red>{date}</red> to complete the procedure.

To simplify the process to receive your funds, we are asking you to sign digitally the contract. The signed agreement has legal value!

Proceed to sign digitally your contract

The digital service to sign the contract is unavailable at the moment! Please try again later or contact the customer care.

Thank you for completing the onboarding process and providing relevant details.Your contract is now available!

Accept & Sign

Contract signed successfully

Contract signed

Cost per Engagement

Credit facility with strong confidence of third-party title ownership (e.g., hire purchase vehicles and plant)

The primary aim of this integration is to establish a conduit for sharing transactional data with Viceversa, which encompasses orders, paid invoices, or payment transactions that contribute to revenue.

This endpoint is designed to generate an authentication token using username and password

Authenticate (POST)

This endpoint is tasked with retrieving transactional data relevant to revenue generation

getRevenue (GET, possible pagination with limit/offset)

The API service requires the implementation of two critical endpoints:

Custom API Integration

Provide data with your API

Customer informations

Customer lifetime value (CLV)

All the information have to be confirmed in order to let proceed with financial evaluation

You have not confirmed all the information, if you continue only changes made will be saved

Follow these steps to provide the right information:

Delete allocation

Delete connection

Delete event

Delete model

Delete report

Delete request

Cashflows arranged by direct debit (recurring or otherwise), not representing a Financial contract

Other details

Financials

Balance sheet needed if commitment over 1.5M

Balance sheet

Income statement needed if commitment over 500k

Income statement

Data needed for large commitment

Add the following information to move forward

Documents

DocuSign error: 

DocuSign viewing completed

Edit bank statements

Edit your income data

Edit data

DocuSign service return error {event}

Error while signing the contract

We are working on improving our platform and provide access to more users in the coming months

This feature is currently not available in your country

A transaction arising as a result of another cashflow, e.g., transactions charges, fees, interests, penalties

Total due

Financial Information

Financing Cashflows currently include principal, interest and fees

Such as Partita IVA and legal address

Choose your preferred third-party platforms

Receive your funding offer within 72 hours

Add your business and financial details

Link your marketing and sales accounts

View your offer and sign the contract

So lets get you started and add some details about your business 

Hi {firstName}, you're on the way to  reaching your goals

Insert the business email you signed up with

Forgot your password?

Access PULSE to optimise your business spend

Worry not!

Complete onboarding to get a offer

Apply for funding

Cashflows related to insurance, legal expenses

Customise your view or go to PULSE with default settings

You're almost there

You can set up how to view your data in the dashboard

Customize your view option

Commitment over €500k? Income statement needed. In case commitment needed is over €1.5M, include balance sheet. Expect proposal in 5 days.

More data needed for large commitments

Please enter your IBAN

Your IBAN

You'll be redirected to Viceversa platform shortly

Some information is inconsistent with the values you have input. Please check again, to get the correct information.

Values are inconsistent

Our team is working hard to improve your experience and your feedback is valuable to us

Did you fill our survey yet? We just need 5 mins!

Status

Your data will be downloaded in some hours, Your analytics will be ready soon.

Thanks for having complete onboarding

Integrations: 

Grow my business

Get predictive analytics

Intracompany balance transfers (both halves of the operation)

Amount paid off

You are inviting a new member to your workspace

Error while uploading invoice

Estimated time for invoice approval and payment is 5 working days

Invoice succesfully uploaded

Encumbered cashflows with advance financing line (e.g., factoring, S.B.F.)

You need to provide some important information

Do you have other beneficial owners? Please add it

The KYC is necessary to be able to sign the contract and deliver our loan to you

Complete the KYC

I confirm that we have no natural person that directly or indirectly own 25% or more than of the company, therefore the beneficial owner corresponding to the Legal representative

Job title

Last invoice amount

Rent/lease payments characterised by infrequent usage

Link

Ensure all debt information is accurate. This is the final step for commitments below €500K. Expect proposal in 3 days.

Provide debt info

Marketing

The following data has been compiled and analysed from the connected marketing details

Move the Marketing Budget to the next one

How much growth capital does your business need for the next 12 months?

Admin

Insights

Investments

Invites

Please do not close the browser or window

Please wait

These charts explain your current budget allocation

Current Budget Insights

Skip step

These charts explain your current budget allocation.

Current budget insights

Actual vs. predicted revenues

Channel saturation

Channel spend impact

Run model

Trend & seasonal impact

Name

Your growth doesn't fit our criteria

Your business doesn't fit our criteria

Your profitability doesn't fit our criteria

Your rating doesn't fit our criteria

Growth failure

Preliminary failure

Profitability failure

Rating failure

Feature is not available since no relevant account is connected

Feature is not available since no advertising accounts are connected

Feature is not available since no bank accounts are connected

Feature is not available since no sales accounts are connected

To access these metrics, please reconnect the relevant accounts

To access these metrics, please reconnect your advertising accounts

To access these metrics, please reconnect your bank accounts

To access these metrics, please reconnect your sales accounts

Country not eligible

Minimum requirements

Low financial score

Not enough data

Get flexible capital from

Thank you for completing the onboarding process and providing relevant details.

We can't offer {companyName} funding today

Your offer is ready

Offer Selection

Below are our offers created based on your goals

Thanks for providing all details. 
 You will receive the offer in hours.

Viceversa Offer

You have {timeLeft} left to accept offer and sign the contract, after that the offer will be re-evaluated.

The offer is time-limited

The offer has been expired, a new proposal will be available soon.

Connect all bank accounts. Missing data affects reliability of valuation.

One-time connection of bank accounts

Connect all relevant integrations. Missing data affects reliability of valuation.

Connect all for precise valuation

Do other sales, discounts or promotions impact your business?

How does this event impact your your overall revenues?

Account Created - Viceversa Portal

Viceversa-Qonto

Activating Account - Viceversa Portal

Viceversa-Create Account

Forgot Password - Viceversa Portal

Error - Viceversa Portal

OnBoarding

Customer Portal

OnBoarding - Viceversa Portal

Page Not Found - Viceversa Portal

Sign-Up Outcome - Viceversa Portal

Viceversa-Financial Info

Sign-In - Viceversa Portal

Sign-Up - Viceversa Portal

Dashboard

Loading... 

Confirm Data - Viceversa Portal

Custom Ecommerce Selection - Viceversa Portal

Partner States

Payments

Proof of payment

Payment status

Terminal payments, balance reconciliation against Credit Cards

Pop-up closed prematurely

Don't worry, you can do another application when your company will meet the following criteria:<ol><li>Generating revenues for more than 6 months</li><li>Monthly turnover is greater than 10.000€</li><li>Marketing budget planned for next 12 months is greater than 10.000€</li></ol>

You have not passed the minimum criteria to get funded

Viceversa's Privacy and Data Protection Policy allows us to be committed to providing a safe and secure platform for your use. 
  
 To be transparent and support this commitment, we have put in place rules and policies. These rules and policies will help us protect you and your data, while providing services that benefit your business

Your data is securly encrypted. For more information, check our  

How much do you plan to spend on products and services in the next 12 months?

Set up your project

Do you have impactful events that can affect your business?

Currently connected channels. Add more <integrations>Integrations</integrations> to optimise allocation.

Channels

Get access to the beta version and help us improve

Optimize your spend with predictive analytics and data. Take control of your spend efficiency with PULSE, your AI-driven strategist that helps make better business decisions.

Introducing PULSE

Try PULSE for free

It seems that you currently have <red>no active contract</red>. PULSE is currently available to customers with active contracts. However, your funding data remains secure and won't be deleted.

It seems there's an outstanding invoice on your account. Once settled, full access to your insights will be restored.

PULSE is <red>not available</red> at the moment

A predictive AI-powered financial intelligence solution revolutionizing business forecasting and decision-making for financial experts.

PULSE is your financial ally

How can I access PULSE?

Join the PULSE beta, get access to new features and help us improve

Get to know PULSE better with a tour

An AI-powered financial intelligence solution for financial experts

Customize your dashboard settings and data visualization options. Explore all PULSE features and share your experience with us.  Explore PULSE    Book a  Demo

You’re all set to use PULSE!

You can start to grow with us

You are eligible

Our suite of smart tools provides key company insights and metrics. Connect your business information and marketing accounts 
  to our smart platform to track your performance and reach your goals.

Viceversa Analytics Platform

Your company doesnt meet the minimum requirements at this time to qualify for funding

You can apply again when your company meets the eligibility criteria

Are your monthly revenues higher than €10.000?

Interaction Rate

Before you proceed, please take a moment to review your data

Review details

Refund/Recall transactions (both halves of the operation)

Activated your account to continue

Choose Funding or Analytics to start your journey

Welcome to the Viceverse

We need more information for the evaluation stage

More information

Insert your VAT number and select the right company

Find your company

Your company doesn't meet the minimum requirements at this time to qualify for funding

We cannot offer you funding

Other information

Complete your business and financial details

Linking these accounts ensures an accurate assessment of your business portfolio, enabling us to offer you the most suitable funding options.

When will new funding tranches be unlocked?

Repayments are made biweekly and this is the Revenue Share Percentage (RSP) as outlined in your contract.

How do repayments work?

Once all required information is correctly submitted, your application will typically be reviewed within 3-5 business days.

How long does it take to review my application?

New tranches are unlocked when 50% of your current tranche has been repaid, making you eligible for the next tranche.

When new tranches would unlock?

View your offer and sign your contract

Why is my country is not financeable?

Yes, you can reapply once your financial situation improves or the reason for your previous ineligibility changes.

Am I eligible for funding in the future?

Activate your account to continue.

Use PULSE, our predictive analytics platform

Registered vs non-registered

Set up a call with the team to discuss further options

Decline offers

Set up the following to optimize your budget

Customize budget allocation

Report

Create a report and simulate a scenario

Create report

Project reports

We will start the process right away

Type a new password for your account

Change your password

Customer retention cohort analysis

Select relevant revenue sources to be shown in your dashboard

Select relevant sources to be considered when calculating the ROAS and CAC

ROAS & mROAS

Salary, pension and social security payments

Sales

The following data has been compiled and analysed from the uploaded sales details

Confirm use of Automatic mode to add your data to the dashboard 

Select relevant sources to be shown in your dashboard and inclue data if needed (such as online sales)

Error while saving the documents

Documents saved correctly

Choose the ROAS you want to optimize with the model

Budget

Channel constraint Choose the limits in optimization for each channel

Do you want to set limitations on how the budget allocator splits your budget over the channels? (optional)

If left blank, the report will be named automatically based on selected metrics

Choose name

Choose time period to add a budget automatically. If left blank, time period will automatically correspond to the last 30 days.

Period

Choose the ROAS you want to target with the model, up to 1.5

ROAS

Choose ‘Optimise Revenue’ to maximize efficiency of your budget to get higher revenues. Choose ‘Optimise ROAS’ to optimize your revenues with the same budget.

Scenario

To validate the SDD connection, we will collect 1€ from your bank account.

SDD validation

Upload a document to confirm the approval

Communicate Bank approval

The primary aim of this feature is to obtain your autorization to collect funds from your bank account.

Complete the procedure to automate your payments

Click the button to download and review the document

Download the SDD Mandate

Send the signed mandate to your bank to get a confirmation on their side

Send to your bank

Do global events such as Black Friday/ Amazon Prime Day/ Christmas impact your business?

An error occured while selecting the proposal

Proposal selected successfully

Set up PULSE and customize how your data is shown

Settings

You can easily generate your keys by Intalling the Viceversa App. All this procedure will be shown after clicking the “Connect” button below

Generate keys and connect

Shop name

Sign contract

Thank you for completing the onboarding process and providing relevant details. Your contract is now available!

Sign up to start your funding journey

Provide accurate business details

Company details

We have funded 100s companies

You are eligible for funding

Great news

What are you interested in?

Register on Viceversa

Apply in 4 easy steps

Link your marketing and sales details

Boosting 
 growth differently.

We <red>cannot</red> offer you funding

Sign up and start your funding journey

Welcome to Viceversa

One of our experts will reach out to you soon. You will also get notified once PULSE is released to all.

Join the waitlist for PULSE

You have to connect at least 1 bank account to finalize your approval

Skipping this step might affect your data

Skipping documents will not permit to finalize your approval

You have to connect at least 1 sales account to finalize your approval

Spend report

Spend & Revenue

Spend share per campaign

Accept and Sign

You have 7 days to complete the procedure

Choose your offer

Stripe account ID

Insert the API secret key to connect your account

Secret key

Advertising

Budget allocator

Card

Company

Check your offers

Connections

Customers

Financial Details

Your funding

Inventory

Your offers

Overview

Performance

Marketing Budget

Your requests

Sales Accounts

Subscriptions

Users

Wallet

Before you proceed, please take a moment to review your information

To ensure a smooth financing process, the payment for both the Success & Subscription Fees will be completed automatically via SDD.

Tenant States

Top Campaigns

Find out more about the purpose categories <a>here</a>

Transaction Purposes

Find out more about the types categories <a>here</a>

Transaction types

The primary aim of this feature is to obtain your data with a CSV file created with specific fields.

Provide {dataType} data with a CSV file

Download the CSV template file

Define a name to identify your set of data

Dataset name

Upload CSV data

Check if all the information is correct and upload

Upload your CSV

Cashflows related to energy, water, electricity and waste

To change or update this number, you will need customer assistance.

You can insert your VAT number only once

Missing data affects reliability of the dashboard. Provide all information that is relevant for your dashboards to provide the

Why do I need to complete this data?

Complete the procedure to automate your payments.

SDD Mandate

Data has been added to the dashboard

Marketing details linked

Sales details linked

Verify your details to get the right valuation

Confirmation

Your valuation is ready

Company Valuation

Complete your KYC

Complete the payment of the Success & Subscription Fees

Success & Subscription Fees

We need to know more about your company

Connect your Marketing and Sales Accounts

Analyze your data easily

In every moment you can do another application for your company

Growth your business with Viceversa

Create a model. Get an overview of your current budget allocation

Create an allocation. Optimize your budget and improve your revenue

Budget Allocator (beta) is a powerful tool that leverages historical and real-time data analysis to empower data-driven decisions in marketing and budget allocation.

Boosting growth differently.

Create your Viceversa account